Baccarat Banque is a common online baccarat variation that is available both at online and land-based
casinos. This version is similar to Chemin de Fer, with the only difference being that the house always holds the bank.
Also known as Baccarat on Two Tables or Baccarat à Deux Tableaux, this game is mostly played at casinos in France. Our teams have compiled this guide to help shed some light on Baccarat Banque rules, the tips, strategies and how to play techniques. Keep reading if that is what you are looking for.
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How to Play Baccarat Banque
As we have already mentioned, Baccarat Banque has a lot of similarities to Chemin de Fer. So, this is also true with how the game is played. The most noticeable different feature is that each player has the chance to become the banker, and they don’t play against each other. Moreover, the player who is the banker does not have to cover other players’ bets. Let’s take a look at the simple steps it will take to effectively play Baccarat Banque:
- Firstly, the dealer will shuffle the cards before each round kicks off.
- Both the players on the left and right of the dealer will also shuffle the cards.
- The banker will be the last player to shuffle the cards. In this version of blackjack, the casino always holds the bank.
- At this point of the game, the banker will pick a player to cut the cards using a cut card.
- The player on the right of the dealer will get dealt a card first. One card for the Banker hand and another card will be for the Player hand at the left table.
- At the designated boxes, players will place their bets on a player or bankers’ hand. The player is only allowed to bet on the player’s hand while the banker on the bankers’ hand.
- At this point of the game, an additional card is dealt for each hand again this will start with the player at the right table. The player on the left will follow then the banker.
- The cards will be turned face-up and compared if any of the hands has a natural an eight or a nine. The nine will win over an eight.
- the banker or the player can decide if they want to draw an additional card if neither hand has an eight or a nine.
Baccarat Banque Rules
The rules of this casino game are similar to those of Chemin de Fer. So, if your hand is zero to four then you have to draw a third card. As the banker, you need to take into account the two player hands.
- Firstly, each hand starts with two cards while the third is dealt optionally.
- In this game, court cards are valued at 0 and the rest have face value. Once the values are summed the person with cards nearest to 9 wins. If the sum exceeds 9, the value will return to 0.
- The odds on whether to take a third card or stick are pretty straightforward. In essence, if the sum is four or below, you should take a card, stick if it is six or above and the odds are almost equal if the sum is five.
- Most of the house rules basically require the banker and player to play the odds. The freedom of choice a player has is to either ask for a third card or not when the sum is five.
- The banker on the other hand, a bit more freedom and is able to draw on three, four, five or six. This depends on the player’s third card which is face-up.
Baccarat Highest Hand Values
As we can see from the above examples, the hands with the highest values are ones that can get you the closest to 9. How the game works is that you will have to stand if hand totals 6 or 7. In addition to this, you should not take any more cards. However, the Banker’s hand will have to take one more card if their total is five or less. The banker will have to stand if their total is six or more. An additional third card will be dealt to the player if the hand totals 5 or less.
Baccarat Hand Values
The way in which baccarat hands are dealt is rather unusual. With that said, however, it is very easy to understand once you get a short explanation. Additionally, calculating baccarat hand values is quite different from all other casino games. If you are a beginner player, you do not have to worry too much. The caller will ensure that the game is played correctly. However, learning about baccarat hand values is important because the shoe will be passed from one player to the next and each player will have to take turns at dealing the cards. If you don’t understand the hand values you will have to skip your turn and pass the shoe onto the next player.
Baccarat Highest Hand Values
As we can see from the above examples, the hands with the highest values are ones that can get you the closest to 9. How the game works is that you will have to stand if hand totals 6 or 7. In addition to this, you should not take any more cards. However, the Banker’s hand will have to take one more card if their total is five or less. The banker will have to stand if their total is six or more. An additional third card will be dealt to the player if the hand totals 5 or less.
Baccarat Pay Outs
It is common knowledge that a casino game will have a house edge and so does the game of baccarat. Another factor to keep in mind is that the game’s house edge has a direct impact on the payouts.
With baccarat, the game is designed to give an advantage to the banker, which means that on all winnings, a 5% commission will be taken. The payouts in this game are higher which, therefore, means the house edge will be even higher. Here’s a quick look at some of the bets and payouts:
- A bet on the tie will payout 8-to-1.
- If you bet on the banker, you will get 1-to-1 excluding the 5% commission.
- A bet on the player payout 1-to-1.